When you look at the different Medicare supplement insurance companies you will see some very familiar names pop up on anyone’s list. The problem with any list of Medicare supplemental insurance companies is that there are a ton of them and some are only local. So we put together this short list of the best Medicare supplement companies that are available in most, if not all, states. If you are simply wanting to know the purpose of Medicare, we can help you find the answers you are looking for.
Top Medicare Supplement Insurance Companies
AARP – AARP is the granddaddy of them all when it comes to any type of insurance for seniors. One of oldest and most trusted of the Medicare supplement companies any list is incomplete if they leave off AARP. Our quotes always consider AARP even if they are not one of the most affordable companies for your needs. Learn More about an AARP Medicare supplement.
Mutual of Omaha – Second only to AARP as far as number of policies issued, Mutual of Omaha is a very popular choice by any senior looking at Medicare supplement insurance companies. Covering every plan in available in every state, Mutual is a great choice and one of the best medigap companies. Learn More about a Mutual of Omaha Medicare supplement on our Mutual of Omaha Company Review page.
Gerber – Most people think of Gerber for baby food but they got into the life and health insurance business a long time ago. While not as old as other Medicare supplement companies mentioned here, Gerber has become a major force for Medicare supplements. Learn More about a Gerber Medicare supplement on our Gerber Company Review page.
New Era – New Era is a relative newcomer to the Medigap market. They have made a big splash and offer the lowest rates in many areas across the company. Being smaller they have a little lower financial rating than the other Medicare supplemental insurance companies but have proven to be a good company to work with. Learn More about a New Era Medicare supplement Insurance plan on our New Era Company Review page.
Does Each Company Have Different Plans?
Medicare supplemental insurance is regulated by each state. A requirement of each state is that all of the companies that offer Medicare supplements must offer the exact same plans inside of that state. Most states adhere to the standard plans recommended by the federal government. This means that New York Medicare plans look just like the plans in Arizona. Only Massachusetts, Wisconsin, and Minnesota have different plans, but even then the plans available in those three states are exactly the same across all the companies. This means when you look at the same plan from different companies you are getting the exact same coverage. All you need to worry about is company reputation and cost of the premiums. So once you speak with one of our specialists, you will know which plan works best for you and all the prices and reputations of the companies that offer that plan in your area.
Are There Other Companies To Choose From?
There are dozens of different insurance companies that sell these policies. The number of companies that you can choose from depends on where you live, but the ones that we listed only represent a small portion of all the companies.
When you’re looking to purchase a Medigap policy, it’s important that you get quotes from several different companies before you choose one. Because these plans are standardized across the Untied States, they provide the same coverage, but not all the companies have the same rates. Sure, you could spend hours talking to different companies and different agents, or you can let us do all the groundwork for you. Our agents know which companies will fit your needs the best.
There is nothing that you can do about the rising costs of health care. Hospital bills and medical expenses continue to get more and more expensive every year. As a Medicare enrollee, you are probably living on a fixed income. These medical expenses could easily break your retirement savings accounts. One of the best ways to offset these costs is a Medicare supplemental insurance plan.
With so many companies available and so many different plans to choose from, the process can become overwhelming. This is where our agent can help. Not only can they help you find the perfect plan, but they can also answer your questions that you have about Medicare or a Medigap policy. We want you to make informed decisions about your health care insurance.
One of the biggest reasons that so many seniors don’t get the health care they need is because of expenses. A Medicare supplemental insurance plan is the best way to ensure that you can always afford to get the care that you need to live a long and healthy life.
Like we said above, there are a ton of different Medicare supplement insurance companies so know that this is a just a glimpse of all the companies that are out there. If you are in the market for Medicare supplement insurance then get a set of free Medicare supplement quotes by filling out the form on the side of this page. We are an independent agency so we are able to shop all the Medicare supplemental insurance companies available in your area and help you choose the best plan for your needs. If you have a question about any of the Medicare supplement insurance companies or if there is any way we can serve you please let us know.